How to Help Your Kids Fall Asleep

Sleep is important. We all know what it feels like to have to get up and start the day after not having enough sleep. Before parents can turn in for the night they need to make sure their children are asleep. What can you do if your child is resisting bedtime or getting up at night? Here are some ideas that could help your kids to fall asleep. How much sleep do kids really need? The National Sleep Foundation has some recommendations that are based upon the age of the person. Adults need less sleep than children and babies do. … Continue reading

Insurance Blog Week in Review – June 24 – 30, 2012

Once a week, the Insurance Blog Week in Review brings you a fast way to “ketchup” on all the blogs that were posted here in the past seven days. There can be anywhere between twelve and fourteen blogs that appear. What did you miss? A Brief Comparison of Health Care Plans Obama’s plan includes coverage for adults and children who have a pre-existing condition. Romney’s plan includes coverage for people who have a pre-existing condition – but only if they have had continuous health insurance coverage. The Insurance Podcast Roundup went up on June 25, 2012. This week, I’d like … Continue reading

Your Baby Wants You!

There is always a recurring theme in my blogging it seems. I am a Mom. And, I often feel inadequate. Today has been one of those days. I woke up super grouchy due to my baby waking me at 4:15 am, the toddler waking me at 5:45 am, and my “big girl” waking me up at 6:45 am. Needless to say, I was not happy with anyone. I managed to get my girl out the door to Kindergarten and gave her a big hug before she left and told her I loved her. I hope she remembers that instead of … Continue reading

Paperwork Error Results in Lower Death Benefit For Widow

The widow of a police officer in Chicago was expecting to receive $300,000 from the death benefit of her husband’s life insurance policy. This did not happen, due to what is being called a “paperwork error”. She is not the only person who had this happen. Life insurance is very important. It is what helps your family continue to live in the lifestyle that they were accustomed to after you have passed away. The death benefit pays for the deceased person’s funeral costs, and the medical bills that his or her health insurance policy won’t pay for. A life insurance … Continue reading

Don’t Let Others Define You

There are other benefits of living on one income. You soon learn how to have fun inexpensively, whether it’s by creating a date night at home, inviting friends over for a dinner and a game of cards or a board game. You’ll find some suggestions here. These are some of the benefits but there can be a few negatives of living on one income. One that I know some stay at home wives and mothers have found hard to deal with is the attitude of others. Sadly people tend to define others by what they do. A common question when … Continue reading

Handle Stress in Your Marriage

With high mortgages, job losses and the economic situation putting further stress on people, marriages are being affected. How do we cope with the stresses of life and the changes that occur? Some people have seen their future savings for a home or retirement on their investments in the stock market eaten into. Others are struggling day to day just to keep food on the table and the family clothed. I know what that one is like. We spent many years in that situation where experts told you to save but there simply wasn’t anything to save because we’d chosen … Continue reading

Things to Do before Signing Contracts and before Moving Day

This is the last in my series about moving and buying another house with your spouse. Before you sign a contract, check how far it is to schools, shopping, doctors and transport facilities. Check out how long it will take you and your spouse to get to work and to church. After you have found a house and area you like, come back a few times at night at varying times of the day to scope out the neighborhood and make sure all is quiet. If you know people in that area talk to them about how they find things. … Continue reading

Encouraging Your Teens to Eat Breakfast

Breakfast is the most important meal of the day… so the saying goes. But try telling that to your family! My younger brother used to hit the snooze on his alarm clock until the last possible second, then throw on some close and rush off to high school without eating. There are lots of “good” reasons for skipping breakfast: I wanted to sleep in. There’s nothing good to eat. It takes too long to make something. I’m not hungry when I first wake up. I want to lose weight. But research has shown that eating breakfast can help boost concentration … Continue reading

Returning to work once kids are teens

The youngest child has turned 13. Perhaps it’s time to get a job. After all, they don’t need or want your constant attention. They can be left home alone for hours on end without getting in or causing trouble. It’s definitely time to go back to work. The kids are old enough to fend for themselves. Not so fast. While teens are old enough to give themselves basic care, they are hardly ready to be on their own. They might look like adults, but the teen years are hardly the years be run a household, care for younger siblings, and … Continue reading

Modeling Your Marriage for Your Kids

The other night at dinner, our four-year old daughter got very giggly, as little girls with their heads full of princesses and glittery things are wont to do. My husband and I looked back at her a few times and shrugged it all off to kid weirdness. We returned our attention to our dinners. A few minutes later, the giggling started again, along with a question, “Are you getting married again?” “We are already married, honey,” my husband responded. “Then why do you keep looking at each other?” she asked. Okay, this conversation was now getting interesting, I thought. We … Continue reading